1928 20Th Ln Se, Cape Coral, FL 33990
For Sale $555,000
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RARE OPPORTUNITY – 2.25% FHA & VA ASSUMABLE MORTGAGE + ASSUMABLE FLOOD INSURANCE Why buy at today’s high interest rates and today’s flood insurance premiums when you can assume both? Stunning and spacious, this home features a grand double door entry that sets the tone for the elegance within. Situated on a spacious 3-lot site with desirable southern exposure in the Four Mile Cove Preserve neighborhood, this home is ideal for a large family or perfect as a seasonal rental. You’ll find attention to detail throughout. Tons of natural light fill the open interior, featuring three private bedroom suites, each with its own full bath. Enjoy tray ceilings, crown molding, plantation shutters, natural woven shades, large diagonal tile throughout, and two separate versatile offices ideal for working from home or creative space. The updated kitchen and baths showcase quartz countertops, work station sink, stainless steel appliances, a walk-in pantry, tons of cabinets, an extended island, and a breakfast nook overlooking the pool. Step outside to your oversized pool and spa with waterfall and lanai complete with automatic roll-down SPF bug sunscreens—your own private oasis surrounded by lush landscaping, shade trees, tropical birds of paradise, and a new sprinkler system to keep it all vibrant. Additional highlights include a new privacy fence, no HOA fees, and all assessments in and paid. Peace of mind comes with a new A/C and ductwork (2023), plus storm-ready construction that withstood 150 mph winds and remained flood-free. (Included for buyer) 1-year Shield COMPLETE HOME WARRANTY from American Home Shield. All in a quiet neighborhood within walking distance to major stores, yet far enough away to enjoy total tranquility—just minutes to Veterans Bridge.
Closet Cabinets
French Doors
Laundry Tub
Pantry
Pull Down Stairs
Smoke Detectors
Tray Ceiling(s)
Walk- In Closet(s)
Window Coverings
None
Taxes: $5,320.40
Tax Year: 2024
Screened Lanai/ Porch
Electric Cooktop
Dishwasher
Disposal
Dryer
Freezer
Washer
Microwave
Refrigerator/ Freezer
Refrigerator/ Icemaker
Self Cleaning Oven
Y
Elementary School: School Choice
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Building Description: Ranch, Single Family
Community Type: No Subdivision
MLS Area: Four Mile Cove
Total Square Footage: 2,998
Total Floors: 1
Water: Assessment Paid, Central
Construction: Concrete Block, Stucco
Date Listed: 2025-11-10 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath
Private Spa: Y
Furnished: Unfurnished
Kitchen Description: Built- In Desk, Island, Pantry, Walk- In Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric, Exhaust Fan
Storm Protection: Shutters - Manual
Security: Security System, Smoke Detector(S)
Laundry: Laundry In Residence, Laundry Tub
Irrigation: Assessment Paid, Reclaimed
Pets: Yes
Restrictions: No R V
Maintenance: None
Rear Exposure: S
Lot Desc.: Oversize
Amenities: None
Listing Courtesy Of: Sellstate Priority Realty
chrisellsflorida@gmail.com
RARE OPPORTUNITY – 2.25% FHA & VA ASSUMABLE MORTGAGE + ASSUMABLE FLOOD INSURANCE Why buy at today’s high interest rates and today’s flood insurance premiums when you can assume both? Stunning and spacious, this home features a grand double door entry that sets the tone for the elegance within. Situated on a spacious 3-lot site with desirable southern exposure in the Four Mile Cove Preserve neighborhood, this home is ideal for a large family or perfect as a seasonal rental. You’ll find attention to detail throughout. Tons of natural light fill the open interior, featuring three private bedroom suites, each with its own full bath. Enjoy tray ceilings, crown molding, plantation shutters, natural woven shades, large diagonal tile throughout, and two separate versatile offices ideal for working from home or creative space. The updated kitchen and baths showcase quartz countertops, work station sink, stainless steel appliances, a walk-in pantry, tons of cabinets, an extended island, and a breakfast nook overlooking the pool. Step outside to your oversized pool and spa with waterfall and lanai complete with automatic roll-down SPF bug sunscreens—your own private oasis surrounded by lush landscaping, shade trees, tropical birds of paradise, and a new sprinkler system to keep it all vibrant. Additional highlights include a new privacy fence, no HOA fees, and all assessments in and paid. Peace of mind comes with a new A/C and ductwork (2023), plus storm-ready construction that withstood 150 mph winds and remained flood-free. (Included for buyer) 1-year Shield COMPLETE HOME WARRANTY from American Home Shield. All in a quiet neighborhood within walking distance to major stores, yet far enough away to enjoy total tranquility—just minutes to Veterans Bridge.
Property Details
Price: $555,000
Sq Ft: 2,542
($218 per
sqft)
Bedrooms: 3
Bathrooms: 3
City: Cape Coral
County: Lee
Type: Single Family
Development: Four Mile Cove
Acres: 0.3440
Virtual Tour/Floorplan: View
Year Built: 2000
Listing Number: 2025019451
Status Code: A-Active
Taxes: $5,320.40
Tax Year: 2024
Garage:
2
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
Closet Cabinets
French Doors
Laundry Tub
Pantry
Pull Down Stairs
Smoke Detectors
Tray Ceiling(s)
Walk- In Closet(s)
Window Coverings
Amenities:
None
Financial Information:
Taxes: $5,320.40
Tax Year: 2024
Exterior Features:
Screened Lanai/ Porch
Equipment:
Electric Cooktop
Dishwasher
Disposal
Dryer
Freezer
Washer
Microwave
Refrigerator/ Freezer
Refrigerator/ Icemaker
Self Cleaning Oven
View:
Y
School Information:
Elementary School: School Choice
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Additional Information:
Building Description: Ranch, Single Family
Community Type: No Subdivision
MLS Area: Four Mile Cove
Total Square Footage: 2,998
Total Floors: 1
Water: Assessment Paid, Central
Construction: Concrete Block, Stucco
Date Listed: 2025-11-10 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath
Private Spa: Y
Furnished: Unfurnished
Kitchen Description: Built- In Desk, Island, Pantry, Walk- In Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric, Exhaust Fan
Storm Protection: Shutters - Manual
Security: Security System, Smoke Detector(S)
Laundry: Laundry In Residence, Laundry Tub
Irrigation: Assessment Paid, Reclaimed
Pets: Yes
Restrictions: No R V
Maintenance: None
Rear Exposure: S
Lot Desc.: Oversize
Amenities: None
Map of 1928 20Th Ln Se, Cape Coral, FL 33990
Listing Courtesy Of: Sellstate Priority Realty
chrisellsflorida@gmail.com